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Terms of Use

Please read the following terms and conditions carefully before using this web site or any of our other web sites.  You should review these terms and conditions regularly as they may change at any time at our sole discretion. The following terms and conditions apply to all of our web sites, including any web sites owned, operated or sponsored by any of our subsidiaries or affiliates but we may add to or supersede certain provisions of these terms and conditions with other provisions located in other parts of all of our web sites.

1.     Liability

UNDER NO CIRCUMSTANCES SHALL WE BE LIABLE FOR ANY DIRECT OR INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES THAT MAY ARISE FROM YOUR USE OF, OR INABILITY TO USE, THIS WEB SITE. Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages. In such jurisdictions, our liability is limited to the greatest extent permitted by law.

THIS WEB SITE CONTENT IS PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. ACCESS TO THIS WEBSITE IS IN METLIFE'S CONTROL AND MAY BE REVOKED AT ANY TIME WITHOUT NOTICE.

2.     We Do Not Have Responsibility for Links to Third Party Content

LINKS TO THIRD PARTY WEB SITES ARE PROVIDED FOR YOUR CONVENIENCE AND INFORMATION ONLY. THE CONTENT IN ANY LINKED WEB SITES IS NOT UNDER OUR CONTROL AND WE ARE NOT RESPONSIBLE FOR IT.

We reserve the right to terminate a link to a third party web site at any time. The fact that we provide a link to a third party web site does not necessarily mean that we endorse, authorize or sponsor that web site, nor that we are affiliated with the third party web site's owners or sponsors. If you wish to link to any MetLife site, please contact our webmaster. If you are a MetLife group customer and wish to link your web site to this site, please contact your MetLife representatives for instructions.

3.     Privacy/Treatment of Information or Data Transmitted to Us

Personal information transmitted to us will be treated in accordance with our Privacy Policy.

4.     Proprietary Rights & Restricted Use

This web site's content is copyrighted and protected by U.S. and worldwide copyright laws and treaty provisions. In addition, this web site's content is protected by trademark laws, the laws of privacy and publicity, and communication regulations and statutes. You are not authorized to post on or transmit to or from this web site any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material, or any other content that could give rise to any civil or criminal liability under the law.

You may print a copy of the information contained herein for your personal use only, but you may not reproduce or distribute the text or graphics to others or substantially copy the information on your own server, or link to this web site, without the prior written permission of MetLife. You may request permission by sending a request by e-mail to cscontact@metlifeservice.com.

5.     By Providing Content, We Do Not Allow You to Use Trademarks Referenced in This Web Site

Metropolitan Life Insurance Company is the copyright owner of all text contained on this web site. PEANUTS Worldwide LLC. is the copyright owner of all PEANUTS® characters and graphics contained on this web site. METLIFE®, METLIFE ONLINE®, LIFE ADVICE®,
have you met life today?® and other trademarks and service marks of Metropolitan Life Insurance Company, or its subsidiaries or affiliates that may be referred to on this web site are the property of Metropolitan Life Insurance Company or one of its subsidiaries or affiliates. Other parties' trademarks and services marks that may be referred to are the property of their respective owners. Nothing on this web site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark without our written permission. The name of MetLife, Inc., Metropolitan Life Insurance Company, MetLife or our logo may not be used in any way, including in advertising or publicity pertaining to distribution of materials on this web site, without prior written permission. You are not authorized to use our logo as a hyperlink to this web site unless you obtain our written permission in advance.

  6.   Loan Information Does Not Modify Loan Documents or Provide Basis for Repayment

While we will make every reasonable effort to include accurate and up-to-date information on this website, (i) the terms of your loan, including, without limitation, the principal balance, the interest rate, the loan term and maturity date, the grace period (if any), and the amount and timing of required payments are as specified in the original executed loan documents, as such documents may have been amended in accordance with their terms, and nothing contained in this website shall be deemed to have effected a modification or amendment of such loan documents, and (ii) you should not rely on the payment amounts or principal, escrow and reserve balances set forth in this website in connection with a required payment or a proposed repayment of your loan, unless such amounts have been confirmed in a formal payment invoice or in a payoff statement executed and delivered to you by an officer of the lender.

7.     No Commitment

Access to this website does not constitute a commitment, express or implied, by us to enter into any agreement with respect to existing transactions or new transactions.

8.     No Legal Transactions or Notices

This website cannot be used to carry out any legal transactions with, or provide any legal or other notice to us.

9.     No Assurance of availability of service

This website is provided for your convenience. We do not represent that the service herein will be available. The user acknowledges that service may be interrupted by, among other things, required maintenance; unavailability of utility services; acts of war, terrorism or civil unrest; unauthorized conduct of third parties; changes in law or regulations or other circumstances beyond our reasonable control. Additionally, we reserve the right to condition or deny access to the services herein with or without cause and without notice.

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